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9 months ago

ARM yourself with real estate's abbreviations.

You just signed a contract to a buy a property. The deal has a TOE and the ARM came in under the LTV you expected.

The seller refused to hold a PM and a UB was just filed by the city. Rather than end up in REO you apply for a new CofO and then settle with DHCR. You find out that there is additional FAR which makes the GRM less important, especially since this is an IMD building. You use an MLS to sell your new NOI and a REIT saves the day.

If your kept up with the story, congratulations? If not, read on? (This is not meant to replace any legal definitions. It is simply a useful tool to maneuver your way through the maze of innuendoes and jargon).

ARM is an adjustable

9 months ago

Text Tattoos Articles | HubPages Fashion and Beauty

How to Tattoo a company's Brand Name or Logo and how to Get Paid from Themby Jeff Boettner2 years ago

Want to know how to tattoo a corporate brand name or log on your body for lifetime discounts or even cash? In this hub I'll share some extreme stories and offer up some examples on how to get paid to use your body as...

Tattoo Ideas: Bible Versesby becauseilive3 years ago

Some Christians argue that it is against the word of the Lord to carve anything into your flesh; other Christians say, "Why not? Why not go crazy for God?" Instead of having to find a Bible and open to your...

Word Tattoos: How to Customize Lettering or Asian Symbolsby Connie Ho4 years ago

Word tattoos are very popular today. They fall into 2 types: lettering, Asian symbols. Discuss how to customize your word designs by adjusting the: color, length, size, and alignment. Great tips with pictures to show on...

Literary Tattoo Ideas: Quotes from Booksby becauseilive4 years ago

When I was little I used to beg the adults in my life to read to me. I'd approach my mother, my grandmother, my Godfather, with a book in hand and puppy dog eyes every chance I got; very luckily, I was blessed with a...

Glycolic Acid Tattoo Removal: Best Products for Safely Removing Cosmetic Eyebrow Tattoosby jtrader43 hours ago

People who choose to do permanent makeup may do eyebrow tattoos to fill in the eyebrow arch. Glycolic acid is sometimes used to remove these eyebrow tattoos.

Tattoo Ideas: Words & Phrases IIby becauseilive4 years ago

To me there is nothing more beautiful than the written word personified, inked permanently onto one's skin as a necessary wound that is not meant to heal. Images are lovely as well, a properly done tattoo can evoke...

Forces Behind Growing Demand for Tattoo Removalby Chuck Nugent12 months ago

Tattoos are currently popular among young adults. But as they mature many are no longer satisfied with their tattoos. This has given rise to a booming business in tattoo removal.

Tattoo Ideas: Words & Phrasesby becauseilive4 years ago

Written by: Jaclyn Popola Of the thirteen tattoos I have permanently inked onto my skin for all time, four of them contain words or phrases. There's a single word on my permanent makeup eyebrows aftercare lower stomach that hails from the Elvish...

Geeky Math Tattoosby Shake it up18 months ago

Most people are clueless when they come across a math or equation tattoo, as they're definitely a part of the mathematics culture and just as difficult to figure out on the skin as it was in text books. Interestingly,...

Lettering Tattoo Pictures and Designsby jaymz5 years ago

Lettering tattoos can be wide and varied. There are so many different fonts and written languages that you can choose from. Depending on different variables, you may want to choose one font over another, but it's all up...

9 months ago

JCPenney Creates a New World for Kids with Exclusive Brands and Designer Attractions | Reuters

giggleBABY(TM), Wendy Bellissimo(TM), baker by Ted Baker,

Sally M(TM) by Sally Miller and Flowers by Zoe by Kourageous Kids Join Roster of Top Children's Brands at JCPenney

PLANO, TX (Oct. 3, 2013) - JCPenney [NYSE: JCP] has invigorated its kids and baby department with the launch of exclusive new brands and designer attractions. In addition to the recently announced Disney Shop inside JCPenney, the Company today is introducing giggleBABY, Wendy Bellissimo, baker by Ted Baker, Sally M by Sally Miller and F

10 months ago

Nature's Best Beauty Secret: Coconut Oil

There are millions of beauty products such as lotions, moisturisers, shampoos, conditioners, serums, the list goes on and on. Though, most of these products contain many unnatural ingredients that you've never heard of that are unpronounceable. Sometimes going back to natural products gives you the best result, and the biggest benefits of them is that because they are natural, they are great for your body containing no preservatives, chemicals, or toxins.

10 months ago

How China's woes could boost U.S. real estate

Shanshan Wu already owns three houses back home in China. But the 36-year-old has spent the last two months in Chicago shopping for a three-bedroom. She's got cash to spend -- up to $400,000.

And she's not done.

"The real estate market in China is dropping and I'm planning to sell one of them to maybe buy more houses in the U.S.," said Wu, whose hometown of Yunfu is in the province of Guangdong in southeast China.

Chinese have been snapping up U.S. real estate of all kinds, looking for a safer place to put their money than their own slowing econom

10 months ago

Are your beauty products safe?

Every lotion, shampoo and cosmetic product you put on your skin can soak right into your body but do you know whats really in those products? Now, a new app can help you you could try this out determine which products are safe and which ones arent.

The app, called Skin Deep, was developed by the Environmental Working Group an environmental health research and advocacy organization in order to educate consumers index about the products they use.

Upon downloading the free product, users will find a database of 72,000 personal care products, 2,500 brands and 9,000 ingredients. Users can scan product barcodes or search goods by name to determine their safety.

Each item listed in the app is given a rating based on the hazard-level of each of its ingredients, compared to other products in the database. Users can even find out which ingredients in each product are most harmful.

Though not every product sold in stores can be found in the database, the app gives consumers information about which chemical ingredients are the most hazardous, so they can make an informed decision next time theyre making a purchase.

For more information on Skin Deep, visit

11 months ago

deepak kulkarni's Articles - Article Dashboard Directory | Submit Articles | Search Find Free Content

deepak kulkarni's Articles

Accounting Was Never So Easy- Free Interesting Roadmap About Accounting Schools

It's difficult to provide accurate accounting was never so easy information, but we have gone through the rigor of putting together as many accounting was never so easy related information as possible. Even if you are searching for another information somehow related dinosaur crib bedding set to accounting for an equation formula, job openings, financial accounting ratio or financial accounting concept this article should help a great deal.Acid Reflux And Back Pain Helpful Roadmap

You see, we should be very thankful

11 months ago

Deep clean your skin to a youthful glow: Beauty product review

The Spa Examiner recently had the delightful task of sampling the Michael Todd, first ever, Antimicrobial Sonic Cleansing System, SONICLEAR. It was put to the test, and with two weeks of examination to analyze if a noticeable difference within the skin could be noticed, the results were not disappointing.

SONICLEAR has received rave reviews, most recently from Bethenny Frankel as seen in the magazine inTouch, part of People StyleWatch's 20 Miracle Beauty Products and on Rachel Ray as an aid to combat breakouts in the summer. According to the brand SONICLEAR is "the first ever sonic skin cleansing system with built in antimicrobial protection."

Makeup removal and cleansing is better with the system than hands alone. Additionally SONICLEAR is "powerful, yet gentle enough even for sensitive skin. Dirt and impurities are "micro-massaged away" using sonic technology, as the brush "protects itself from microbial contamination," thereby eliminating breakouts.

Ironically, after the first few days of using SONICLEAR, the Spa Examiner did suffer a few blemishes. However, knowing that stimulation of the pores will produce sebum, which is what we want for glowing skin as we age, this writer stuck with it until the skin balanced itself out. The result was a tightening of pores, smoother skin and an unbelievable youthful glow.

As with all beauty brands, results are always optimized if you use the recommended products. Michael Todd suggests Honey & Oat Cleanser with lemon, honey, oat and aloe vera juice, Charcoal Detox Cleanser, combining "activated charcoal," organic aloe vera, sugar cane and maple for additional gentle exfoliation, and Jojoba Charcoal Scrub using jojoba wax beads and activated charcoal for a deep clean.

Or, simply use SONICLEAR with your favorite cleanser, because the key to a youthful glow is exfoliation to remove dead, dry skin, regenerate new cells and hydration. Once cleansing is complete, be sure to hydrate in the following order: serum, lotion, cream for a gorgeous complexion.

11 months ago

10 Money-making Advantages of Real Estate Investing in Commercial Property

By Dr. Howard E. Haller - Professional Keynote Speaker on Intrapreneurship & Real Estate - Real Estate Expert, Licensed Real Estate Broker, Licensed General Contractor, Real Estate Developer & Investor, and Published Author.


Your rating: None Average: 5 (113 votes)

10 Money-making Advantages of Investing in Commercial Property

Investing in commercial properties is the secret to success for many of the world's most wealthy real estate investors. There's no reason you can't also build massive, passive cash flow; spread your investment risks; use leverage effectively; and build substantial equity.

Whether you're investing in office building

11 months ago

Renting and leasing real estate Questions, Answers, Polls & Debates

boomchild56cc why would my roommate remove my clothes from dryer wet to put his in?

by boomchild56cc 11 hours ago | 3 people like this | 6 answers | in Roommates

Answerbag Staff Do efficiency apartments usually have security deposits?

by Answerbag Staff on March 10th, 2011 | one answer | in